AI Agent for Fintech & Digital
Lending.

Simplexi AI Agent helps fintech companies reduce drop-offs, recover failed payments, and keep customers engaged throughout the full lending lifecycle.

Customer service agent resolving a billing query with full context on screen
Billing & Account Queries
Person checking their account balance on their phone late at night
24/7 Account Access
Insurance claim documents being filed and processed after an incident
Insurance Claims
Bank branch staff freed from routine FAQs to focus on meaningful work
Branch Deflection
Compliance officer retrieving a timestamped call recording to resolve a dispute
Disputed Promise Resolution
Fraud specialist receiving a briefed transfer call with full context ready
Assisted Transfer
Compliance team exporting a full 90-day audit log in minutes
Regulatory Audit Log
Agent seeing a legal hold alert the moment they open a restricted account
Legal Hold Management
CX head generating the monthly board report from a saved dashboard view
Automated Reporting
Manager reviewing negative sentiment conversations to identify at-risk customers
Churn Prevention
Borrower receiving an automatic WhatsApp loan repayment reminder
Loan Repayment Reminders
Customer service agent resolving a billing query with full context on screen
Billing & Account Queries
Person checking their account balance on their phone late at night
24/7 Account Access
Insurance claim documents being filed and processed after an incident
Insurance Claims
Bank branch staff freed from routine FAQs to focus on meaningful work
Branch Deflection
Compliance officer retrieving a timestamped call recording to resolve a dispute
Disputed Promise Resolution
Fraud specialist receiving a briefed transfer call with full context ready
Assisted Transfer
Compliance team exporting a full 90-day audit log in minutes
Regulatory Audit Log
Agent seeing a legal hold alert the moment they open a restricted account
Legal Hold Management
CX head generating the monthly board report from a saved dashboard view
Automated Reporting
Manager reviewing negative sentiment conversations to identify at-risk customers
Churn Prevention
Borrower receiving an automatic WhatsApp loan repayment reminder
Loan Repayment Reminders

Enhance every patient interaction —
from first call to follow-up.

Onboarding & KYC

Reduce KYC Drop-Offs and Complete More Applications

KYC Questions Answered Instantly

Every KYC question answered from your onboarding knowledge base — before the customer gives up.

Abandoned Users Followed Up Automatically

Abandoned users followed up automatically with a clear next step — re-engagement tracked.

Identity Verification Queries Handled 24/7

Verification issues resolved at any hour — no waiting until the next business day.

Person completing digital fintech onboarding and KYC

Every KYC question answered instantly — abandoned users followed up automatically with a clear next step

Collections & Payments

Recover Failed Payments Automatically

Failed Payment Alerts Sent Right Away

Simplexi AI Agent reaches out the moment a payment fails — clear message, reason explained, and direct link to retry or update payment details.

Repayment Reminders With Tap-to-Pay Built In

WhatsApp sent 3 days before every due date — exact amount and tap-to-pay included.

Borrowers Who Reply Routed to an Agent Immediately

Complex replies handled by human agents with full account context on screen — no re-explaining.

Mobile payment collections and failed payment recovery

Failed payment alert sent instantly — tap-to-pay reminder delivered 3 days before every due date

Customer Retention

Identify At-Risk Customers Before They Leave

At-Risk Customers Identified by Sentiment

Frustrated conversations surfaced immediately — personalised messages sent before the account is closed.

Lapsed Users Reactivated With Targeted Outreach

Lapsed users reactivated via personalised broadcast — every reply handled automatically.

Compliance Records Ready When Auditors Ask

Every interaction logged and searchable — 90-day audit export ready in hours.

Fintech customer retention and at-risk account detection

At-risk customers identified by sentiment — personalised outreach sent before the account is closed

Frequently Asked Questions

Simplexi AI Agent answers every KYC question from your onboarding knowledge base instantly — document requirements, verification steps, and next actions explained clearly. Abandoned users followed up automatically with a clear next step message.

Simplexi AI Agent reaches out the moment a payment fails — reason explained, and direct link to retry or update payment details. Scheduled repayment reminders with tap-to-pay sent 3 days before every due date.

Post-Conversation Insights filtered by sentiment score surfaces every frustrated conversation — AI Agent summary shows exactly what went wrong. Personalised message sent before the customer makes the decision to leave.

Every conversation across voice, WhatsApp, and SMS logged, timestamped, tagged, and searchable. One-click CSV export — 90-day audit log ready in hours, not a week of manual data pulling.

Most teams go live within 48 hours. No engineering required.